First, is to improve labor productivity, promote the development of production. Health insurance is the inevitable result of social progress and production development. The establishment and perfection of the medical insurance system and, in turn, will further promote the progress of the society and the development of production. Worries about the medical insurance lifted the laborer, on the one hand to make it work in peace, in order to improve labor productivity, promote the development of production; On the other hand also ensures that workers' physical and mental health, reproduction to ensure the normal labor.
Second, it is to adjust the income difference, reflect social fairness. Through the collection of medical treatment insurance premium of medical treatment insurance and pay for health insurance fee income difference, is that the government is an important means of income redistribution.
Third, it is to maintain an important guarantee of social stability. Medical insurance for the workers to give financial help, ill help to eliminate social unrest due to disease, is one of the important social adjusting social relations and social contradictions mechanism.
Fourth, is an important means of promoting social civilization and progress. Mutual medical insurance and social fraternal social system, through the ginseng disease cost allocated risk between people, reflects the "party hard, p plus support" of the new social relations, promote social civilization and progress.