Some people who are looking for a viable loan are not looking for an enormous amount of money. In fact, borrowers who need a personal loan that doesn't fall into larger traditional loan categories like property or vehicle financing is often just looking for a bit of money to tide the household over until future windfalls can help right a financial ship. For those who are looking for a moderate personal loan, the Internet can sometimes be a useful way of coming up with a lender who is willing to advance a bit of capital when it is needed, in exchange for reasonable interest rates. Of course, there are always other lenders looking to take advantage of borrowers, and these types of transactions can happen through the Internet as well. Here are some fundamental steps to help a borrower apply for a small personal loan online.