Hi,
After three months (90 days), customer accounts take on a delinquent status. Business owners should keep in mind that the chances of recovering a debt in full drop significantly after those initial three months have passed. According to the Commercial Collection Agency Association (CCAA), the probability of recovering money from an account 90 or more days overdue drops to 73 percent. As more time goes by the likelihood of cashing in plummets to 57% after six months and to only 29% a year later.