QUOTE(jacob1234 @ Jan 16 2014, 06:26 PM)
Chasing money is one of the most unpleasant parts of running a business. Whether you are a freelance worker, work as part of a small firm or as a part of a much larger company, there will always be people that owe you money.
Often these issues can be resolved quickly, easily and relatively amicably. In other situations however, the amount of money involved and the reliability of your clients can mean that legal action is the only reasonable solution.
I agree with you, but it is better to wait for money from people who owe you it than run into debts and take the loans.