The specialists will secure the best possible loan deal at reasonable interest rates along with low down payment options. Borrowers can also opt for a zero down payment. This of course depends on your credit situation. If your credit rating is good, you can prefer to select a zero down option. On the contrary, if your payment history is pretty bad, it's better to pay at least 10 percent as down payment. This will help you get loans with less interest rates and the approval process will also be easy.