Auto loans are easier to get today than ever before in industry. I had finance and lease business years ago and it was always difficult to get people approved, even with better FICO scores than are now required. Today if you can fog a mirror you can get approved, of course, you either have to have a down payment or enough equity in vehicle for lenders to loan. As long as you have a steady income, as in, a job, there are plenty of lenders out their who will approve almost anyone. Sure, the rates are high, but for those who have no credit, you have to start somewhere, and an auto loan paid on time will raiser your score quicker than any other credit you have. Just make sure there is no prepayment penalty and you can apply for lower rates in as little as six months from another lender. Overall, you will not be paying higher rates for long, so this is the best strategy for rebuilding or building credit.
Success to all,