smaller payroll providers often offer the same services as the larger companies:
* One time set-up fee, payroll service handles set-up
* Payroll customer or payroll service enters hours worked and prints paystubs each pay period
* Payroll service handles all tax payments and tax returns 
*Payroll service offers electronic services for all transactions--direct deposit, tax forms, tax payments, W-2s
* Payroll service offers ability to pay sub-contractors with direct deposit, then issue and electronically file 1099s at year-end
*3-4 week lead time before processing first payroll with new payroll service
*Lower monthly rates than the big name payroll services 
