Dreamteammoney.com | Business and Finance Discussion Forum

Dreamteammoney.com | Business and Finance Discussion Forum Discuss anything and everything about big business news. gains, Mergers, splits, bankruptcies, etc. http://www.dreamteammoney.com/index.php Thu, 19 Nov 2009 20:42:09 -0500 1440 Guidelines To Make Money Online Without Any Investment! http://www.dreamteammoney.com/index.php?showtopic=86645 Hi

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]]> Thu, 29 Oct 2009 08:48:24 -0400 85392 How To Hire Good Employee? http://www.dreamteammoney.com/index.php?showtopic=85040
Usually we adjust to each other in the process of communication. So, if you will talk to the deaf, you will not use oral speech but of course, will use the sign language. Typically, these changes affect both partners of the communication. Interaction between computer and human differs very much. People spend enormous efforts in order to humanize the computer, for example, we could consider some special opportunities "to talk to a computer", such as voice control, but it's impossible to say that a common language have been already found: the computer can't take into account your psychological characteristics, your mood and change itself in accordance with your personality, adapt the speed of its operations to your thinking, change system messages to the most familiar to you vocabulary.

What persons are more adaptive to the computer? What qualities the person should or might have.

As we are talking about the adaptation and important qualities, I suppose that it is primarily intelligence. It is the main factor of the successful adaptation. Intellect is the guarantee that your employee will be able to understand and find the most effective solutions in unusual situations. It is rumored that the bear can be taught to dance. But are you looking for an employee who can only clumsily push the buttons without thinking about consequences. In the best case, a company with such staff is doomed to failure.
Accuracy is becoming more and more important. It's a necessity. This requires from person working at the computer to be careful, be able to focus on objects for a long time, to track even small changes with them. For example, when you are working with databases, it is difficult not to drown in the stream of information and control desired information.
However, besides these general requirements, you need to take into account the specific features of personality. For example, the temperament that characterizes the man's dynamic. It is excellent if the man and the software are similar on these qualities, they become the parts of smoothly functioning mechanism. In such case, their work can be compared with the game of ping-pong. They carefully and methodically do their job, without extra sighs, screams and hassles.
Surely you have met with people who need ample time for thinking and reflection. They feel themselves uncomfortable in situations that require making decisions quickly, performing multiple operations in a short period of time. In such situation, they look like people who are always trying to catch the departed train.

Another type is complete opposite. They are impulsive; they just need to make life rotating around the world. Sure, you met the person, who works on the computer, and when he is waiting until computer executes the command, he is impatiently tapping by his fingers on the keyboard, and sometimes even repeats the same command 10 times, trying every possible way to expedite its work. For them, the speed of technology is one of the decisive factors, which can save them from negative emotions and mistakes.
There is no software that can adjust to human character. Perhaps it is the task of the future of information technologies development. Meanwhile, a man has to adapt to the computer. And, please, do not forget that you shouldn't be excluded from communication with people. Only by using combination of these types of interaction success can be achieved.

More information about this and some other questions you can find here: http://andersensoft.com/en/blog.php
And what about you and your employees interaction with computers?

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Investing is one way that people put their money to work to make more money. Investing in the stock market requires a
sound stock market investing strategy. The focus of stock investing is on the return.
Stock market investing can be either conservative or aggressive depending on what your prefer to do. The best stock market
investing advice is to always weight the expected return against the risks that may be involved.

]]> Sat, 10 Oct 2009 03:08:46 -0400 84221 Business Risk http://www.dreamteammoney.com/index.php?showtopic=84218
The market value of your investment in equity shares depends upon the performance of the company you invest in. If a company's business suffers and the company does not perform well, the market value of your share can go down sharply.

This invariably happens in the case of shares of companies which hit the IPO market with issues at high premiums when the economy is in a good condition and the stock markets are bullish. Then if these companies could not deliver upon their promises, their share prices fall drastically.

When you invest money in commercial, industrial and business enterprises, there is always the possibility of failure of that business; and you may then get nothing, or very little, on a pro-rata basis in case of the firm's bankruptcy.

A recent example of a banking company where investors were exposed to business risk was of Global Trust Bank. Global Trust Bank, promoted by Ramesh Gelli, slipped into serious problems towards the end of 2003 due to NPA-related issues.

However, the Reserve Bank of India's decision to merge it with Oriental Bank of Commerce was timely. While this protected the interests of stakeholders such as depositors, employees, creditors and borrowers was protected, interests of investors, especially small investors were ignored and they lost their money.

The greatest risk of buying shares in many budding enterprises is the promoter himself, who by overstretching or swindling may ruin the business.

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]]> Wed, 07 Oct 2009 10:03:26 -0400 84027 Forex Fundamental News http://www.dreamteammoney.com/index.php?showtopic=83815 Dollar rises as on jobs data
Safe-haven greenback gets a boost after data show a bigger-than-expected decline in payrolls in September.
NEW YORK (Reuters) -- The dollar gained against the euro Friday after bigger-than-expected U.S. job losses in September rekindled demand for the greenback as a safe haven.

The Labor Department said U.S. job losses last month totaled 263,000 with the unemployment rate rising to 9.8%, the highest rate since June 1983.

Markets were expecting payroll declines of 180,000.

"A very ugly read. But the reaction today is going to be a serious push and pull between two primary themes," said Boris Schlossberg, director of FX research, at GFT in New York.

"On one hand, there's risk aversion, which should help the dollar."

But on the other hand, Schlossberg said, the report could pressure the dollar as markets realize that the United States is "becoming the laggard in the G-20 as far as recovery goes."

The euro fell to session lows against the dollar to $1.4481 from $1.4539 before the data. It was last at $1.4515, down 0.1%. The dollar slipped against the yen to ¥89.18, down 0.4%.

U.S. broadband lags Asian nations
South Korea edges out Japan for providing top quality broadband service in 2009 study. The U.S. didn't even make the top 10.
NEW YORK (CNNMoney.com) -- South Korea leads the world in providing broadband services, according to a study released on Thursday. The United States did not make the top 10.

South Korea dramatically improved the speed, quality and availability of its Internet service in 2009, pushing past Japan, the former worldwide leader, according to a team of business students from the University of Oxford in England and the University of Oviedo in Spain.

The study, sponsored by Cisco (CSCO, Fortune 500), examined 66 countries and 240 cities. Broadband leadership was measured by various factors, including the number of wired households, where South Korea scored 97%. Hong Kong, which was rated number three in overall broadband leadership, had an even higher penetration, at 99%.

In terms of overall leadership, Hong Kong was followed by Sweden, Switzerland, the Netherlands, Singapore, Luxembourg, Denmark and Norway.

The United States did not make the list's top 10, even though it made "significant, above average improvements" in quality, the study said.

In terms of broadband Internet quality, the U.S. lags behind not only Sweden, which leads Europe, but the island nations of Malta and Iceland, and the former Soviet Bloc country of Lithuania.
The top three cities with the best overall broadband services -- Yokohama, Nagoya and Sapporo -- were all in Japan, the study said.

Japan also led the way for providing quality services outside major cities. But the study showed that the biggest digital quality divide between urban and rural areas was in Lithuania, Russia and Latvia.

"The Broadband Quality Study shows us which countries have made real moves towards the Internet of the future," said Professor Maria Rosalia Vicente of the University of Oviedo, in a written statement. "It also provides fresh evidence of the urban-versus-rural quality divide. The challenge for countries now is to bridge this quality divide."

The study's researchers judged broadband quality by measuring upload and download speeds, network latency and capacity. For their benchmarking, they tested out typical applications used today such as video streaming, Web browsing and social networking.

But they also took a look at which countries have the broadband quality necessary for handling future applications, like high definition Internet television and video communications, which they expect to become common in the next three to five years.

That list features nine countries, including the leaders South Korea, Japan and Sweden, as well as former Soviet nations Lithuania, Bulgaria and Latvia. The U.S. didn't make the cut.

Chicago loses Olympic bid to Rio
The Windy City would have faced a tough financial challenge experts say. It already spent an estimated $100 million in its failed effort.
NEW YORK (CNNMoney.com) -- Chicago lost its bid to host the 2016 Summer Olympics Friday to Rio de Janeiro, Brazil.

The news was announced by Jacques Rogge, president of the International Olympic Committee, at a meeting in Copenhagen, Denmark.

"Like in every competition, there can be only one winner," said Rogge, just prior to announcing Rio as the host city.

With help from hometown heroes like the Obamas, the Windy City was aggressively lobbying to host the games. The upside to the rejection is that Chicago possibly saved money, as making the Olympics profitable would not have been an easy win.

Chicago was competing with Tokyo, Madrid, Spain and Rio de Janeiro in wooing the International Olympic Committee in Copenhagen.

The IOC also rejected Tokyo and Madrid Friday.

Chicago 2016, the organization leading the effort to host the games, had projected a cost of $3.8 billion, including a "rainy day" fund of $450 million in case of unforeseen increases if the city won the bid.

But there was good reason to be skeptical of that projection, said Robert Livingstone, producer of GamesBids.com and a leading expert in the Olympic selection process. Host cities routinely overrun their Olympic budgets, he said.

"It's going to be more expensive than we think it's going to be, because it typically is," Livingstone said, before the decision was made Friday. "I think every [host] city is going to lose money. It's not an efficient event."

The bidding process alone cost Chicago about $100 million, Livingstone estimated.

An argument often made by host city advocates is that presenting the international spectacle is good for a local economy. But such "trickle-down effects," like benefits to local businesses, are "almost impossible to measure," Livingstone said.

"I think a lot of people look at the Olympics, and they try to justify it by how much money it adds to the economy," said Livingstone. "[But] if you're in this to make money and improve your economy, you're in it for the wrong reasons."

A Chicago 2016 spokesman, who asked not be named, had stood by the $3.8 billion projection. "Our numbers are completely feasible thanks to the infrastructure already in place, the number of venues already built and the temporary nature of the majority of those we're planning to build," he wrote, in an e-mail prior to the IOC rejection.]]> Fri, 02 Oct 2009 16:57:04 -0400 83815 Auto Sales Fall As Clunkers Rush Ends http://www.dreamteammoney.com/index.php?showtopic=83750 Auto sales fall as Clunkers rush ends
Without the popular government program and low inventories, Ford's sales slip 5%, while Chrysler and GM sales plunge more than 40%.
NEW YORK (CNNMoney.com) -- The end of the government's popular Cash for Clunkers program and low inventories of vehicles led to drops in sales at the top U.S. automakers, although the declines generally were in line with forecasts.

Ford Motor (F, Fortune 500) reported the best results of Detroit's Big Three Thursday. Its sales slipped only 5% from a year earlier, although they were off 37% from the rush it got from the popular Cash for Clunkers program in August.

Still Ford's results were better than the 10% year-over-year drop forecast by sales tracker Edmunds.com.

Rival General Motors reported a 45% drop in sales compared to a year ago, and a 37% drop from August. Edmunds.com had forecast a 46% decline for the nation's largest automaker.

"September was a tough transitional month for the industry, and a difficult year-over-year comparison for GM," said Mark LaNeve, vice president of U.S. sales for GM, in a statement. "Fortunately, the fourth quarter looks brighter."

Chrysler's sales plunged 42% from a year ago, and 33% from August. Chrysler, with a heavier reliance on trucks than other automakers, did not get as much of a sales lift from the Clunkers program. But Edmunds.com had expected an even worse year-over-year drop of 48%.

"We believe the remainder of 2009 will continue to be a challenge for the U.S. automotive market," said Peter Fong, the lead sales executive for the Chrysler Group in a statement. "Credit markets have thawed slightly, but still remain tight, and consumer confidence, as we saw in September, is tenuous."

Cash for Clunkers, which paid buyers up to $4,500 for their used cars when they purchased more fuel efficient models, spurred strong sales from late July through the end of the program on Aug. 24.

But it likely pulled ahead sales that might have taken place in September and left dealers with limited supplies of vehicles to sell coming into the fall. With low inventories, automakers also scaled back on incentive offers to buyers.

"There were a lot of things working against sales in September, and very little wind at their back," said Jeff Schuster, director of global forecasting for auto consultant J.D. Power & Associates. The firm estimates that industrywide sales in September would be cut by more than 50,000 vehicles because of sales that got pulled into August due to the Clunkers program.

Ford and other automakers have ramped up production to try to replenish supplies, but inventories remained low throughout September.

George Pipas, director of sales analysis for Ford, said the company had an inventory of about 300,000 vehicles at the end of the month, up about 60,000 from the end of August. But he added that was an historic low and that some of those vehicles are still in transit to dealerships.

Edmunds.com forecasts that industrywide sales will be off 23% from a year ago, while J.D. Power expects September sales will come in at a seasonally adjusted annual rate of 9.2 million, down about 26% from last year.]]> Thu, 01 Oct 2009 16:12:50 -0400 83750 Google Ad Sense And Scam.com http://www.dreamteammoney.com/index.php?showtopic=83677

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